Your comprehensive resource for everything gift cards - from purchasing and selling to security tips and balance management.
Explore Gift CardsGift cards represent over $200 billion in annual sales in the US alone, offering unparalleled flexibility, convenience, and budgeting control for both givers and recipients.
Give the gift of choice with cards that let recipients select exactly what they want.
Set spending limits and track expenses more effectively with prepaid gift cards.
Safer than cash with fraud protection and the ability to freeze or replace lost cards.
Explore gift cards from top retailers offering diverse shopping experiences and flexible spending options.
Universal acceptance worldwide, perfect for any purchase.
Usage: Anywhere Visa is accepted
Denominations: $25 - $500
Availability: Global
Features: Reloadable, customizable
Everything from groceries to electronics at competitive prices.
Usage: In-store and online
Denominations: $10 - $500
Availability: US only
Features: RedCard benefits eligible
Millions of products with fast delivery options.
Usage: Amazon.com and subsidiaries
Denominations: $1 - $2,000
Availability: Multiple countries
Features: Instant delivery, no expiration
Everyday low prices on groceries, electronics, and more.
Usage: In-store, online, and gas stations
Denominations: $5 - $1,000
Availability: US, Canada, Mexico
Features: No fees, never expires
Technology and electronics from top brands.
Usage: In-store and bestbuy.com
Denominations: $15 - $500
Availability: US and Canada
Features: No expiration, Geek Squad eligible
Athletic wear, shoes, and sports equipment.
Usage: Nike stores and nike.com
Denominations: $25 - $500
Availability: Global (varies by region)
Features: Nike membership benefits
Beauty products, makeup, and skincare from premium brands.
Usage: In-store and sephora.com
Denominations: $10 - $500
Availability: US, Canada, and select countries
Features: Beauty Insider points eligible
Prepaid cards accepted wherever Mastercard is honored.
Usage: Worldwide acceptance
Denominations: $25 - $500
Availability: Global
Features: Chip technology, online registration
Discover how to purchase gift cards at discounted rates or convert unused cards into cash through trusted platforms.
Pros: Price comparison, verified sellers, mobile app
Cons: Limited inventory on popular cards
Pros: Large marketplace, buyer protection, instant delivery
Cons: Higher fees for premium features
Pros: Bulk discounts, corporate programs
Cons: Fewer small denomination options
Payout rates vary by retailer popularity and demand. Popular brands like Amazon typically offer 90-95% while specialty retailers may be 75-85%.
Stay informed about your gift card balances with our comprehensive guide and direct links to major retailers.
Find the 16-digit card number (usually on the front) and security code or PIN (often on the back or under a scratch-off panel).
Always use the retailer's official website or customer service phone number. Avoid third-party balance check sites.
Input the card number and security code as prompted. Some sites may require additional verification.
Check your current balance and recent transaction history if available. Note any expiration dates or fees.
Never enter gift card details on suspicious websites or respond to phishing emails requesting card information. Legitimate retailers will never ask for gift card numbers via email.
Check your Target GiftCard balance
Check your Walmart Gift Card balance
Check your Amazon Gift Card balance
Check your Visa Gift Card balance
Check your Mastercard Gift Card balance
Register your gift cards online when possible to protect against loss or theft and receive balance alerts via email or SMS.
Maximize value and protect yourself with expert tips on gift card security, usage strategies, and common pitfalls to avoid.
Register Cards Online
Create accounts with retailers to protect against loss and track transactions.
Enable Two-Factor Authentication
Add extra security layers to online accounts when available.
Keep Receipts & Records
Save purchase receipts and card activation confirmations for disputes.
Never Share Card Details
Avoid sharing card numbers via email, text, or unsecured platforms.
Monitor Balances Regularly
Check balances monthly to detect unauthorized usage early.
Use Secure Networks
Only access gift card accounts on trusted Wi-Fi networks.
Combine Multiple Cards
Use multiple gift cards in single transactions for larger purchases.
Shop During Sales
Maximize purchasing power by using cards during promotional periods.
Understand Dormancy Fees
Some cards charge monthly fees after 12+ months of inactivity.
Check Expiration Policies
US law requires 5-year minimum validity, but fees may apply earlier.
Use Partial Balances
Don't let small balances go unused - combine with cash for purchases.
Join Loyalty Programs
Earn points or rewards when using gift cards with store programs.
If registered, most retailers can replace lost cards with proof of purchase. Unregistered cards typically cannot be replaced, making registration crucial for protection.
Federal law requires gift cards to be valid for at least 5 years from purchase or last reload. However, dormancy fees may apply after 12 months of inactivity in some states.
Most retailers don't charge purchase fees, but activation fees ($0.00-$5.95) are common for general-purpose cards like Visa and Mastercard. Monthly maintenance fees may apply after extended inactivity.
Yes, but refunds typically go back to the original gift card or a new card. Some retailers may offer cash refunds for amounts under $10 as required by state laws.
E-gift cards are delivered electronically and can be used immediately online. Physical cards can be used in-store and online but may take longer to receive and activate.
Only buy from authorized retailers, never pay taxes or fees with gift cards, and be wary of deals that seem too good to be true. Legitimate businesses never demand gift card payments.
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